Junior ISA

Junior ISA

	The Junior ISA (Junior Individual Savings Account) offers a tax free way to invest in your child’s future. They work just like a regular ISA but the funds are safely locked away until the child reaches 18 years of age and then they can have access to the funds. In November 2011 the Junior ISA was launched to replace the Child Trust Fund and all Children who where not eligible for a CTF are eligible for a JISA. Each eligible child can hold both a cash and stocks and shares junior isa but the total combined annual investment limit is currently £3600. Junior ISAs are great in that the funds are locked away inside the account to prevent parents from ‘dipping in’ and anyone can contribute towards them including parents, grandparents, family and friends which makes them ideal for Birthdays and Christmas. Please click the following link for a full list of Junior ISA Regulations.

Top 10 Junior ISA Accounts
	Junior ISA	Fee’s	Minimum Deposit Requirement	Information	Further Details
1		1.5% Annual management fee	£10 p/m via direct debit or £50 lump sum initial investment	+ Low annual management fees + One of the UKs leading friendly societies established in 1862 + Managing in excess of £750million worth of funds (as at 31/12/2011) with over a million policy holders + Quick & simple online application process	Visit Site
2		1.5% Annual management fee	£10 p/m via direct debit or £10 lump sum initial investment	+ The funds are managed by Prudential who are one of the UK’s largest, well known and trusted fund managers. + Hold different funds within the one account to help reduce the level of risk. + One of the UK’s leading Online Junior ISA Providers	Visit Site
3		2.5% Annual management fee	£10 p/m via direct debit or £500 lump sum initial investment	+ Mutual Friendly Society established in 1826 + Quick & simple online application process + Grandparents, friends & family can contribute + Free ‘Love to shop’ vouchers worth £30	Visit Site
4		1.5% Annual management fee	£10 p/m via direct debit or £10 lump sum initial investment	+ Award winning Children’s investment provider. + Currently managing over £3billion worth of funds for over 1.7 million of their customers here in the UK. + Open, view & manage your account easily online.	Visit Site
5		1.5% Annual management fee	£10 p/m via direct debit or £10 lump sum initial investment	+ Experienced Children’s Investment Provider. + Low minimum investment requirement. + Choose from Adventurous, Balanced & Cautious funds.	Visit Site
6		1.5% Annual management fee	£10 p/m via direct debit or £10 lump sum initial investment	+ Long established mutual society + Invests in a mix of assets including stocks & shares, property, gilts, bonds and cash	Visit Site
7		1.5% Annual management fee	£10 p/m via direct debit or £10 lump sum initial investment	+ Mix and match funds to reduce your level risk. + Sharia and Ethical Options available.	Visit Site
8	Sharia / Islamic	1.6% Annual management fee	£10 lump sum or £10 per month	+ Fully compliant with Sharia law + Inline with the Islamic Investment Guidelines + Funds are managed by Scottish Widows	Visit Site
9		1.6% Annual management fee	£10 lump sum	+ Established in 1835 + Experienced in tax free children’s savings - Small local provider	Visit Site
10	Ethical	1.5% Annual management fee	£10 per month or £10 per month	+ Socially responsible investing + One of the first to market providers - Whole investment goes into a single fund	Visit Site

Investments For Children :: Children’s Investments :: Junior ISA :: Best Childrens Savings Accounts
Childrens Unit Trusts :: Transfer Child Trust Fund To Junior ISA :: Child Trust Fund :: Investment Jargon Buster
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Top 10 Junior ISA Accounts